As of December 1, 2022, Reserve National Insurance Company (formerly known as Kemper Health) is part of the Medical Mutual family of companies and is no longer affiliated with the Kemper Corporation family of companies.
The Kemper and Kemper Health trademarks and similar or derivative trademarks are temporarily being used by Reserve National Insurance Company under license from Kemper Corporation.
Life Insurance
You can rest assured that you won’t leave your loved ones with financial burdens with our whole life and final expense life insurance plans. Our life insurance plans will leave them with money to help pay your final expenses or other debts. Special features of these insurance plans include:
  • Guaranteed issue
  • Premiums guaranteed to never increase
  • Guaranteed renewable
  • Non-cancellable for life
  • Guaranteed cash value that can also be borrowed against
Some of these policies do not require a physical examination, they increase in value over time and provide immediate cash benefits.
Policy Forms OL-89, WL-9211, MWL-97

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.
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Toll Free: 877.877.0199
Fax: 405.254.2120

Mailing Address:
MedMutual Protect
PO Box 9965
Austin, Texas 78766-9965

In California, Reserve National Insurance Company does business as Kemper National Life Insurance Company
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